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Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
Definitions :
- “Company” shall mean Buffett.Money.
- “Content Creator” shall mean users who creates and shares content on Buffett.Money.
- “Services” shall mean the services provided by the Company and shall also include the services provided to the User by the Associate Companies or third parties on the Platform.
- “User” or “you” shall mean any person, who accesses, uses, installs, or views the Platform (even if you do not avail the Services provided), and includes Content Creator(s)
- “User Data” shall mean any personal and/or sensitive data, information, user transaction data including but not limited to: Aadhaar number and personal information such as your name, address, date of birth, telephone number, gender, e-mail address, location, proof of identity, and other financial and credit information relating to you, including but not limited to bank details, account information and other details.
Intellectual Property
The Service and its original content, features and functionality are and will remain the exclusive property of and its licensors.
You acknowledge and agree that the Company, Associate Companies or their respective licensors, own all legal rights, title and interest in and to the Services, including any Intellectual Property Rights which subsist in the Services.
Unless you receive our express authorization in writing, you agree that in using the Services or accessing our Platform, you shall not use any trademark, service mark, trade name, the logo of any company or organization in a way that is likely or intended to cause confusion about the owner or authorized user of such marks, names or logos.
You further acknowledge that our Services may contain information that is designated as confidential by us and that you shall not disclose such information without our prior written consent.
Services :
- The Company operates the Platform to enable the User to avail the Services. The Company. The User acknowledges that not all the Services on the Platform are provided by the Company and services may be provided by the Associate Companies or other third parties. The User shall, before availing such Services, read the terms and conditions and privacy policy of such Associate Company and/or third parties also (as applicable). The Company shall not be liable for any Service that is availed by the User from such Associate Company or third party.
- While you access the services, the Company will act on your express instructions, and any transactions carried out on your behalf shall be subject to your sole consent, discretion and responsibility;
- For enabling the Services, the Company/Associate company can partner with corporate entities including but not limited to brokerage firms, investment advisors, research analysts that are registered with the Securities and Exchange Board of India (“SEBI”) and NBFCs/Banks that are registered with the Reserve Bank of India (“RBI”);
- In order to offer the Services to you, you may be required to create a user profile on the Platform and provide personal and financial information, including but not limited to name, email address, gender, date of birth, contact information, bank details and documents, PAN card, and other information including User Data. You acknowledge that providing such information is necessary for the use of the Services and agree that such information shall be accurate and complete, failing which the Company may cancel or refuse any part of the Services offered to you. You hereby grant your express authorisation to the Company to access, collect, store, and use such data for providing the Services;
- You hereby acknowledge, agree and grant your express authorization to the company and Associate companies that the information shared by you on the platform or received by the Company and Associate companies from various intermediaries and third parties may be shared within the Company, Associate Companies and other third parties
- You hereby acknowledge, agree and grant your express authorization to the company and associate companies to receive your investment, financial, personal and other data from different third parties and intermediaries to provide services on the platform
- You declare that you have read, understood and agree to the disclosures made here.
- You agree that the records maintained by the Company in respect of the transactions effected using our Services shall be sufficient proof of such transactions;
- The Company/Associate company shall not be liable or responsible for any actual or threatened losses, damages, expenses, disputes or otherwise any claims made in respect of the use or misuse of the Services by you, and the Company/Associate company shall be entitled to cancel or refuse to offer the Services to you without any notice or obligation to provide reasons;
- The efficiency and confidentiality of the information provided by you shall always be subject to the software and hardware used by you, including the capability of your electronic device, internet connection, and such other specifications or features that may be relevant for or ancillary to accessing the Platform and availing the Services;
- By accessing the Services through the Platform, you represent that (a) you are competent to contract with the Company and (b) you consent to these Terms;
- The availability of the Platform and the Services will be subject to any fixes or updates that the Company or the Associate Companies may find necessary to make, and you acknowledge that the Company or the Associate Companies shall not be liable in any manner whatsoever towards any damages, losses or other claims which may be threatened or incurred as a result;
- The Company may amend these Terms, the Privacy Policy or such other terms as it deems necessary from time to time, and you acknowledge and understand that your continued access to the Platform and use of the Services shall be subject to such terms as may be made applicable from time to time. You should periodically review these Terms and Privacy Policy for any latest amendments. Once posted, those changes are effective immediately unless stated otherwise. Continued access or use of the Services constitutes your acceptance of the changes and the amended Terms and Privacy Policy. However, if you do not agree with the changes, please do not continue to use the Services or submit Information to us.
Third Party Advertisements :
- The Platform may display third-party advertisements or promotional content (“Ads”) provided by advertising partners. The Company does not endorse or guarantee the accuracy, reliability, or quality of the products or services advertised.
- By accessing or using the Platform, you acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any loss or damage caused or alleged to be caused by or in connection with the use of or reliance on any Ads, products, services, or information available through the Ads. Your interactions with the advertisers and any reliance on their content are solely at your own risk.
- The appearance of Ads on the Platform does not constitute an endorsement or recommendation by the Company. We make no representation or warranty regarding the quality, safety, or legality of any advertised product or service, nor the truth or accuracy of any claims made by the advertisers. It is your responsibility to thoroughly research and verify any information provided by the advertisers before making any decisions or taking any actions.
- If you choose to engage with or make a purchase from any advertiser, you do so entirely at your own risk and should review the terms and conditions and privacy policies of the relevant advertisers.
- The Company reserves the right to modify, remove, or refuse any Ads at our discretion and without prior notice.
- By using the Platform, you agree to release and hold harmless the Company, its affiliates, partners, and employees from any and all claims, damages, or liabilities arising out of or related to the Ads displayed on the platform.
Restrictions :
Access to the Platform and use of the Services shall always be subject to the following restrictions, failing which the Company may take any action it deems necessary at its sole discretion:
- You agree not to attempt to reverse-engineer, disseminate, copy, exploit, or represent yourself as an agent or reseller of the Platform and the Services, or any part thereof;
- You agree not to misrepresent yourself as or impersonate any other person, or otherwise cause harm to any person;
- You agree not to upload or transmit any vulgar, obscene, abusive, defamatory, libellous, invasive, or unlawful content, including content which is objectionable or results in a breach of privacy of any other person;
- You agree not to use or abuse the Platform for or in relation to any illegal or unlawful purposes including fraud, embezzlement, money laundering, etc.;
- You agree not to carry out or facilitate any actions which result in a detrimental effect on the Platform or the Services, including DDoS attacks, data security breaches, or otherwise any disruption to the servers, hardware, or network of any other person or the Platform or the Services;
- You agree that you are granted a non-exclusive license for the purpose of enabling you to use and access our Platform and Services. Except with our prior written consent, you may not assign (or grant a sub-license of) your rights to use the Service or otherwise transfer any part of your rights to use the Service.
- You agree not to violate any applicable laws, whether or not intended by you;
- You represent and warrant that you possess the legal right and ability to enter into these Terms and to use the Platform and the Services in accordance with these Terms.
- You agree not to upload or transmit any vulgar, obscene, abusive, defamatory, libellous, pornographic, pedophilic, invasive of another’s privacy including bodily privacy, or unlawful content, including content which is harmful to children, objectionable or results in a breach of privacy of any other person, content which is insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force in India;
- You agree not to carry out or facilitate any actions which result in a detrimental effect on the Platform or the Services or any related computer resource, including DDoS attacks, data security breaches, or otherwise any disruption to the servers, hardware, or network of any other person or the Platform or the Services;
- You agree that you shall have no right to the intellectual property and any proprietary information made available or accessible through the Platform or the Services;
- You agree not to violate any applicable laws, whether or not intended by you;
- You represent and warrant that you possess the legal right and ability to enter into these terms and to use the Platform and the Services in accordance with these terms;
User Obligations
- The user undertakes to:
- be responsible for maintaining the confidentiality of your account and password and for restricting access to your computer to prevent unauthorised access to your account.
- be responsible for all activities that occur under your account or password.
- take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorised manner.
- ensure that the details you provide us with are true, correct and complete and inform the Company immediately of any changes to the information that you provided when registering.
- not use the service for any illegal purposes or for the violation of any law or statutory regulation, including, but not restricted to indulging in; (i) any unfair, manipulative or fraudulent practices, in terms of the SEBI (Prohibition of Fraudulent and Unfair Trade Practices relating to Securities Market) Regulations, 2003; or (ii) any insider trading and/or communication of unpublished price sensitive information in terms of the SEBI (Prohibition of Insider Trading) Regulations, 2015.
- not to copy, reproduce, recompile, decompile, assemble, disassemble, distribute, publish, display, modify or upload to, create derivative works from, transmit, or in any way exploit any part of the Service, except for downloading material from the Service for his /her own personal, non-commercial use.
- agree to receive periodic alerts and newsletters.
- ensure that you obtain all necessary rights to the content you post or share on the Website.
- ensure that your activities on the Platform are not in violation of the SEBI (Investment Advisers) Regulations, 2013 and SEBI (Research Analyst) Regulations, 2014 and any other applicable SEBI regulations. You agree that you will not provide any investment advice or research analyst services as set out in the aforementioned regulations.
- ensure that you engage only with SEBI-registered investment advisers or research analysts to avail investment advisory services or research analyst services.
Miscellaneous
- In order to provide the Services and access to the Platform, the Company may be required to create a user profile that may be linked to third-party platforms or Associate Company’s platforms as may be necessary or requested by you subject to verification. The creation of the user profile shall require the Company to retain certain User Data for providing a safe and efficient user experience;
- The Company, the Associate Companies and their respective affiliates, subsidiaries, directors, employees, promoters and agents shall not be liable for:
- any direct, indirect, incidental, special, consequential or exemplary loss or damage suffered by the User, however, caused and shall include any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation, any loss of data suffered, cost of procurement of substitute goods or Services, or other intangible loss, arising out of the use of, or inability to use or access of our Platform or Service or any security breach or any virus, bug, unauthorised intervention, technical malfunctioning or defect, whether or not forceable and whether or not we have been advised of the possibility of such damage.
- Any loss or damage incurred by you owing to any temporary disablement or permanent discontinuance of our Platform or Services and any deletion, corruption or failure to store any content or other communications maintained by your use of our Services; and
- which may be incurred by you, including but not limited to loss or damage as a result of any reliance placed by you on the completeness, accuracy or existence of any advertising, or as a result of any relationship or transaction between you and any advertiser or sponsor whose advertisement appears on the Services.
- You agree to indemnify and keep the Company, Associate Company, their respective affiliates and licensors indemnified against all costs, expenses, damages, losses and liabilities incurred or suffered by such party related to any User Content posted or transmitted by User during the use of the Platform or Service or any unauthorised use of the Platform or Service in contravention of this Terms.
- The Privacy Policy and the Associate Company Terms shall be read to form a part of these Terms;
- These Terms shall be governed by and under the laws of India and shall be subject to the exclusive jurisdiction of Bengaluru. Any failure or delay by the Company to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any part of the Terms is found by a court of competent jurisdiction to be invalid, the parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms shall remain in full force and effect. You agree that regardless of any statutory period of limitation, any claim shall be filed within one (1) year after the relevant cause of action arose;
- The Company shall be absolutely entitled to deactivate/suspend/restrict/terminate your use of the Platform and the Services in the event of any breach of these Terms by you, or otherwise, any event, including the following,
- When it comes to the notice of the Company, that information provided by the user at the time of registration is false, incorrect or fake
- Unauthorised use or access by the user
- On grounds of non–payment of fees and objectionable behavior of any kind.
- On violation of the Community Guidelines.
- You agree that the Company does not verify or endorse the views of the content creators who publish content on the Tickertape Social, including if any content so provided may be of the nature of investment or financial advice. The Company is not liable for any loss suffered by the user who may make any investment decision based on the content shared on Tickertape Social.
- The user can terminate his/her user account with or without notice at any time by discontinuing the use of the Services. In such an event, the Company shall not refund any money paid towards any paid plan.
In the event the Company receives any order of the court, or any governmental authority, or upon actually becoming aware, that any unlawful information is being displayed on the Platform, the Company shall remove such information in accordance with the procedure and timelines required to be adhered to under applicable laws.
Links To Other Web Sites
Our Service may contain links to third-party web sites or services that are not owned or controlled by .
has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
Termination
We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Disclaimer
The blog posts/articles on our platform are purely the author’s personal opinion and do not necessarily represent the views of Buffett.Money or any of its associates. The content in these posts/articles is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, please consult a professional financial or tax advisor. The content on our platform may include opinions, analysis, or commentary, which are subject to change, without notice, based on market conditions or other factors. Further, the use of any third-party websites or services linked on the website is at the user’s discretion and risk. Buffett.Money is not responsible for the content, accuracy, or security of external sites. Investments in the securities and stock market are subject to market risks. Read all the related documents carefully before investing. We are not registered with SEBI and doesn’t provide guarantee performance of the intermediary or any assurance of returns to investors. The examples and/or securities quoted (if any) are for illustration only and are not recommendatory. Any reliance you place on such information is strictly at your own risk. In no event will Buffett.Money be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
Governing Law
These Terms shall be governed and construed in accordance with the laws of India without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
Privacy Policy :
Buffett.money is a product owned and operated by our team. Buffett Money is committed to safeguarding any information submitted to us on our website (“Site”) and/or the services made available through the Site of Buffett Money. The privacy notice provides you with a summary of the type of information collected by us, policy regarding use of that information and measures taken to safeguard that information.
We may also allow our group companies, affiliates and third parties to use our Platform to offer their products and services to you, under applicable terms and conditions specified on our Platform from time to time.
- User Consent and AgreementBy submitting Personal Information through our Platform or Services, you agree to the terms of this Privacy Policy and you expressly give your voluntary consent to the collection, use and disclosure of the Personal Information in accordance with this Privacy Policy.
- Information you provided to us
- If you provide us feedback or contact us via e-mail, we will collect your name and e-mail address, as well as any other content included in the e-mail, in order to send you a reply.
- When you participate in one of our surveys, we may collect additional information.
- We do allow you to browse our Platform and access certain information pertaining to the Services available on the Platform, without being a registered member and without you having to submit to us your personal information. However, we may collect Personal and financial information provided by you, such as your first and last name, phone, e-mail address, age, investments, PAN etc. while you access services on the platform
- We may also collect Personal Information on the Platform or through the Services when we make clear that we are collecting it and you voluntarily provide the same, for example when you submit an application for employment.
- You must ensure to recheck the information or data being provided to us. In case any of the data/information is found to be inaccurate or incorrect, the same shall be informed to us for immediate amendment. We shall not be responsible for the authenticity of any information including personal information submitted to us.
- Information collected via technology
- To make our Platform and Services more useful to you, our servers (which may be hosted by a third-party service provider) collect information from you, including your browser type, operating system, Internet Protocol (IP) address (a number that is automatically assigned to your computer when you use the Internet, which may vary from session to session), and domain name.
- We may use third party service providers to help us analyze certain online activities. For example, these service providers may help us analyze visitor activity on the Platform. We may permit these service providers to use cookies and other technologies to perform these services for us.
- Use of personal informationIn general, personal Information you submit to us regarding you or your company is used either to respond to requests that you make, or to aid us in serving you better. We use such Personal Information in the following ways:
- To identify you as a user in our system;
- To provide improved administration of our Platform and Services;
- To provide the Services you request;
- To improve the quality of experience when you interact with our Platform and Services;
- To send newsletters, surveys, offers, and other promotional materials related to our Services and for other marketing purposes.
- Protect our services and our users.
- Market and customer analysis, market research and statistics.
- To prevent and detect fraud or abuse of our services as well as to prevent, detect and investigate any potential unlawful or prohibited activities.
- To provide you with content that we think you might be interested in
- To display content according to your preferences
- Disclosure to third partiesWe may be required from time to time to disclose any personal information collected by us to governmental or judicial bodies or agencies or our regulators based on their requirement to comply with the applicable laws including cyber laws. We may share your information including personal information to third parties including group companies to enable the provision of services to you and/ or to carry out technical, logistical and other functions on our behalf. (eg. Sending emails or newsletters to users).
- Creation of anonymous informationWe may create Anonymous Information records from Personal Information by excluding information (such as the name and email). We use this Anonymous Information to analyze request and usage patterns so that we may enhance the content of our Services and improve Platform navigation. Buffett.Money reserves the right to use Anonymous Information for any purpose and disclose Anonymous Information to third parties at its sole discretion.
- Third party websitesWhen you click on a link to any other website or location, you will leave our Platform and go to another site and another entity may collect Personal Information or Anonymous Information from you. We have no control over, do not review, and cannot be held responsible for, these outside websites or their content. Please be aware that the terms of this Privacy Policy do not apply to these outside websites or content, or to any collection of information after you click on links to such outside websites.
- Cookies“Cookies” are pieces of information that a browser can record after visiting a website. We may use cookies for technical purposes such as to enable better navigation through our site, or to store user preferences for interacting with the site. If you turn off the option to have cookies stored on your browser, it will affect your experience on buffett.money
- Security of your informationBuffett.Money is committed to protecting the security and privacy of your Personal Information. We endeavor to have suitable technical, operational and physical security controls and measures to protect information collected by us that are commensurate with the nature of our business at all times. We use a variety of industry-standard security technologies and procedures to help protect your Personal Information from unauthorized access, use, or disclosure, and periodically review the same. In the event of any breach of our security control measures resulting in unauthorized access to your information, we will endeavor to inform you of the extent of such breach, subject to applicable law and cooperation with the relevant authorities. Further, despite our efforts to protect your information, if unauthorized persons breach security control measures and illegally use such sensitive/personal data or information, Buffett.Money, its affiliates and directors shall not be held responsible/liable.
- Retention of information/dataNothing the above, it may be noted that we may retain the data as may be provided to us till such time as may be provided under the law and as required to efficiently provide service to our users.
- Amendments/ModificationsThis Privacy Policy available on our website is current and valid. However, Buffett.Money reserves the right to amend/modify any of the sections of this policy at any time and the general public are requested to keep themselves updated for changes by reading the same from time to time.
- Definitions
- Anonymous Information – Anonymous information means information that does not directly or indirectly identify, and cannot reasonably be used to identify, an individual guest/user.
- Internet Protocol (IP) – Internet Protocol (IP) is the principal set (or communications protocol) of digital message formats and rules for exchanging messages between computers across a single network or a series of interconnected networks, using the Internet Protocol Suite (often referred to as TCP/IP). Messages are exchanged as datagrams, also known as data packets or just packets.
- Personal Information – Personal Information means any information that relates to a natural person, which, either directly or indirectly, in combination with any other information available, is capable of identifying such person.
About Us
Buffett.Money is a content, information and analytical platform for stocks, ETFs, Mutual Funds and other investment products, owned by Buffett.Money. The site was incorporated in 2022.
Contact Us
If you have any questions about these Terms, please contact us.